> For the complete documentation index, see [llms.txt](https://docs.convergent.so/convergent/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.convergent.so/convergent/welcome/convergent.md).

# Convergent

<figure><img src="/files/hTaAYhH2vwaT07xnKtct" alt=""><figcaption><p>Converge your SOL</p></figcaption></figure>

## The Convergent Ecosystem

* [Convergent Protocol](#convergent-protocol)
* [｢ A G E N T S ｣ ](#a-g-e-n-t-s)
* [FRAGMENTS](#fragments)

## Convergent Protocol

*Unleashing the LSD market with decentralized money legos built for decentralized finance.*

Convergent is a LSDFi protocol built on Solana that allows users to mint USV, a fully decentralized stablecoin by over-collateralizing SOL at 0% interest. The protocol automatically stakes the corresponding SOL on [Jito](https://www.jito.network/staking/), allowing users to earn staking rewards and MEV yield in the background while holding a liquid stablecoin that can be used to participate in Solana DeFi.\
\
Learn more [here](/convergent/convergent-protocol-v1/overview.md)

### Key Features of Convergent Protocol v1

Convergent is designed to maintain a value of 1 USV = 1 USD with the following features:

* 0% interest loans - no interest fee is charged for USV borrowers so users don't need to worry about constantly accruing debt&#x20;
* Yield generating - USV holders can earn staking rewards (via Jito) and maintain long SOL exposure while engaging in Solana DeFi. The protocol takes 0 haircut fees from the staking yield.
* Over-collateralization - the value of collateral in the system exceeds the value of issued USV tokens&#x20;
* 100% decentralized - inherent censorship resistance with 0 dependency on centralized + endogenous assets for peg stability and system solvency.
* Customizable LTV - based on user's risk appetite / preferences, USV can be minted at any collateral ratio above 110%.
* NFT Integration - built-in synergies between dApp and [｢ A G E N T S ｣ ](/convergent/a-g-e-n-t-s/overview.md)(more details coming soon).

## ｢ A G E N T S ｣&#x20;

*Gateway into the Convergent ecosystem*

<figure><img src="/files/Tp4V6dx1gaYKdEPm7p4U" alt=""><figcaption></figcaption></figure>

* Total supply: 1000
* Launchpad: Magic Eden
* [Utility](/convergent/a-g-e-n-t-s/utility.md): Staking to earn FRAGMENTS / Protocol fees&#x20;
* Mint Date: April 2nd 2024&#x20;

## FRAGMENTS

*He who controls FRAGMENTS controls the Convergent universe*

<figure><img src="/files/nKGUG8zNgQliXtdPJcVO" alt=""><figcaption></figcaption></figure>

* Each FRAGMENT embodies a glimpse into the unfathomable depths of the Convergent Universe.
* Users can earn FRAGMENTS by interacting and using Convergent's core products.
* Rewards will be distributed retroactively based on how many FRAGMENTS each user has earned.&#x20;